DRAFT — NOT LEGAL ADVICE — DO NOT PUBLISH. This working draft contains unresolved placeholders and assumptions. Replace every [[PLACEHOLDER]], resolve every [CONFIRM], reconcile it with the signed product and provider configuration, and obtain human/legal review before publication.

Important dispute notice

Section 19 requires most U.S. disputes to be resolved through binding individual arbitration. It includes a class-action waiver and jury-trial waiver. You may reject arbitration by following the 30-day opt-out procedure in Section 19.9.